discrimination Guides

Equal Credit Opportunity Act

Equal Credit Opportunity Act

The Equal Credit Opportunity Act is a United States law which makes it unlawful for any lender to discriminate against any applicant due to race, sex, religion, ethnicity, color, national origin, marital status or age (unless the applicant is a minor). The Act was brought into force in 1976 and applies to any person or entity engaged in credit decisions including banks, credit unions, finance companies, bankcard companies, and retailers.

What Are Credit Repair Scams?

If you have bad credit and you want to make it healthier rapidly and with a small amount of exert…

Fixing Your Credit

Terrible credit can have an enormous impact on your life. It can be almost impossible to purchase…

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